INTERNAL PR STAFF AND CONSULTANTS
                                    Until recently, many financial institutions relied more on engaging the services of consultants to handle their public
                                    relations and advertisement programmes.  This may not be unconnected with the
                                    lack of enough materials/facilities at their disposal.  Such include Audio/Visual
                                    equipment and professionals to handle jingles and publicity copies.
                                                It is quite
                                    advisable for a big firm to have its own PR outfit, while smaller organisations who desire such function can patronise consultants.  Sam Black, in his book noted that the quality of public relations service depends
                                    on the ability and experience of those providing the service and not whether they are operating from within or outside the
                                    organisation.
                                                It is beneficial
                                    for big organisations to encourage their staff to identify the mission and objective of the organisation.  Being members of staff, the officers have unlimited right and access to gather relevant information, which
                                    enable them to fraternise easily with all management staff of the departments.  Where
                                    necessary, the service of consultants may be effective only in advisory capacity.
                                                The consultants
                                    in finance-related organisations may be those who are well versed in economy and can arrange programmes involving their clients
                                    with other organisations. For instance, events involving organisations with multilateral and multinational institutions i.e.
                                    IMF, World Bank, etc., as well as organising  public awareness campaigns, seminars
                                    and workshops are activities whose scope may be too much for the internal PR Unit to handle. Another need for a consultant
                                    is when there may be clashes of events at the same period.
                                                Many authors
                                    in public relations have attempted to show the importance of PR consultancy over the in-house staff. Many of the arguments
                                    are lopsided and to serve selfish interest since the contributors are mostly consultants. If that is not the case, how can
                                    they claim that the consultancy provides expert, professionals and technical skills to carry out some functions as well as
                                    experience to execute these project of which the in-house practitioner could not acquire and excel in the day-to-day running
                                    of the office?
                                                Others like
                                    Nnemeka Maduegbuna, Chairman Corporate & Financial in his paper “Achieving Growth and Development of Public Relations
                                    Consultancy Practice in Nigeria” writes that external consultants are independent,
                                    objective and posses an impartial ability to ask penetrating questions; that they are experienced in other firms with specialist
                                    techniques and range of contacts. He even goes ahead to state that their overhead cost is little. These advantages, though
                                    tenable, are however not exhaustive as good in-house staff can perform better if they have all the necessary requirement,
                                    and facilities to operate. 
                                               
                                    Since in-house PR staff know that their progression and remuneration depend on their job, and are responsible for their
                                    actions and inaction, they are available for any urgent assignment and in better position to get all the required information
                                    needed for any PR programme. In fact, many have come to realise the importance of in-house PR in image projection, due to
                                    the belief of the management in their commitment and absolute loyalty to the organisation they represent unlike the consultants
                                    whose loyalty, occasionally may be divided and frequently vanish after receiving the fees for their assignments. The only
                                    way by which the staff in the organisation can receive the confidence, trust and respect of the management, the media and
                                    even the consultants is by rising up to the task and exhibiting the best practice which would enable them ward off the intruders.
                                    The consultants can supplement the PR departments by carrying out such tasks as training delivery, advert placements, mailing
                                    service, global network, printing works and other related service.